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Strategic Recovery Solutions for the MCA Industry

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Singular Focus

About
DDT & Associates

At DDT & Associates, LLC, we know the Merchant Cash Advance industry inside and out—because we helped build it. Founded by former law firm owners and MCA veterans, our team brings decades of hands-on experience representing business owners in financial distress. Over the years, we’ve seen firsthand what motivates business owners to prioritize their MCA obligations—and, just as importantly, what doesn’t.

This unique insight allows us to deliver exceptional recovery rates while protecting our clients’ reputations and maintaining valuable business relationships.

Why MCA Lenders Choose DDT

Our advantage is simple: we know the debtor’s playbook because we wrote it.

Having represented thousands of debtors over the years, we understand their thought processes, their excuses, and their fears. This allows us to tailor our approach to each situation, increasing the likelihood of voluntary compliance and reducing the need for costly litigation.

We pride ourselves on maintaining professional, respectful communication that protects your brand while getting results. Our goal is always to preserve the relationship between you and your client, leaving the door open for future business once the account is resolved.

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Our Promise to Clients

• High Recovery Rates: Backed by experience and data-driven strategies.

• Reputation Protection: Discreet collections that avoid public disputes or headlines.

• Client-Centered Service: We treat every recovery as if it were our own investment.

• Legal Muscle on Demand: Immediate escalation to seasoned in house attorneys when needed.

Learn more
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Our Approach: Strategic, Respectful, and Results-Driven

At DDT & Associates, we’ve developed a proven, relationship-based collection strategy designed to maximize recovery while minimizing reputational risk.

We use a carrot-and-stick approach refined through years of experience:

• Immediate, professional engagement: We contact debtors early and position ourselves as a partner in keeping their business afloat.

• Clear education: We help business owners understand that MCA obligations are fundamentally different from other debts and should be prioritized accordingly.

• Firm but fair leverage: When necessary, we explain—without intimidation—the powerful remedies available under the Uniform Commercial Code (UCC) to secure repayment, including revenue redirection.

• Legal escalation when needed: If amicable solutions fail, our affiliated legal team is prepared to aggressively pursue all legal remedies to ensure your funds are recovered quickly and efficiently.

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Contact Us

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